/* ═══════════════════════════════════════════════════════════
   PROYECTOS LATAM — MAIN STYLESHEET v5 (2026)
   Modern · Empathetic · Mobile-first
   Navy #0A1628 | Gold #C9A84C | White #FFFFFF
═══════════════════════════════════════════════════════════ */

:root {
  --navy:       #0A1628;
  --navy-mid:   #122040;
  --navy-deep:  #060F1C;
  --gold:       #C9A84C;
  --gold-lt:    #E2B95A;
  --gold-pale:  rgba(201,168,76,.12);
  --gold-glow:  rgba(201,168,76,.25);
  --white:      #FFFFFF;
  --bg-soft:    #F7F9FC;
  --bg-card:    #FFFFFF;
  --text-main:  #1A2B45;
  --text-soft:  #5A6E8A;
  --text-muted: #8A9BB0;
  --success:    #22C55E;
  --whatsapp:   #25D366;
  --border:     rgba(26,43,69,.08);

  --r-sm:   10px;
  --r-md:   16px;
  --r-lg:   24px;
  --r-full: 99px;

  --shadow-sm:   0 2px 12px rgba(10,22,40,.06);
  --shadow-card: 0 4px 32px rgba(10,22,40,.08);
  --shadow-lift: 0 12px 48px rgba(10,22,40,.15);
  --shadow-deep: 0 24px 80px rgba(10,22,40,.22);

  --nav-h:      72px;
  --max-w:      1200px;
  --sec-py:     96px;
  --sec-py-sm:  64px;
}

/* ─── RESET ─────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; overflow-x: hidden; }
body {
  font-family: 'Inter', sans-serif;
  color: var(--text-main);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ─── UTILITIES ──────────────────────────────────────────── */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }
.gold { color: var(--gold); }
.section-tag {
  display: inline-block; font-size: 11px; font-weight: 700;
  letter-spacing: 2.5px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 14px;
}
.sec-header { text-align: center; margin-bottom: 64px; }
.sec-header h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(30px, 4vw, 48px);
  color: var(--navy); line-height: 1.2; margin-bottom: 18px;
}
.sec-header p { font-size: 17px; color: var(--text-soft); max-width: 560px; margin: 0 auto; line-height: 1.7; }
.sec-header.light h2 { color: #fff; }
.sec-header.light p  { color: rgba(255,255,255,.7); }

/* ─── SCROLL REVEAL ──────────────────────────────────────── */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .65s ease, transform .65s ease; }
.reveal.revealed { opacity: 1; transform: none; }

/* ─── BUTTONS ────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 15px 32px; border-radius: var(--r-sm);
  font-size: 15px; font-weight: 600; transition: all .22s;
  white-space: nowrap;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-lt); transform: translateY(-2px); box-shadow: 0 8px 28px rgba(201,168,76,.4); }
.btn-outline { background: transparent; color: var(--gold); border: 1.5px solid var(--gold); }
.btn-outline:hover { background: var(--gold-pale); transform: translateY(-1px); }
.btn-outline-white { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.4); }
.btn-outline-white:hover { border-color: var(--gold); color: var(--gold); }
.btn-whatsapp { background: var(--whatsapp); color: #fff; }
.btn-whatsapp:hover { background: #1fa350; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(37,211,102,.35); }
.btn-full { width: 100%; justify-content: center; }
.btn-sm { padding: 10px 20px; font-size: 13px; }
.link-gold { color: var(--gold); font-weight: 500; }
.link-gold:hover { text-decoration: underline; }

/* ─── NAVIGATION ─────────────────────────────────────────── */
#navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  height: var(--nav-h);
  background: rgba(10,22,40,.93);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(201,168,76,.1);
  transition: background .3s, box-shadow .3s;
}
#navbar.scrolled { background: var(--navy); box-shadow: 0 4px 24px rgba(0,0,0,.4); }
.nav-inner {
  max-width: var(--max-w); margin: 0 auto; padding: 0 28px;
  height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.logo { display: flex; flex-direction: column; line-height: 1; flex-shrink: 0; }
.logo-main { font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; color: #fff; letter-spacing: 3px; }
.logo-sub  { font-size: 8.5px; font-weight: 600; color: var(--gold); letter-spacing: 4px; text-transform: uppercase; margin-top: 2px; }

.nav-links {
  display: flex; align-items: center; gap: 32px;
  list-style: none; flex: 1; justify-content: center;
}
.nav-links > li > a {
  color: rgba(255,255,255,.75); font-size: 14px; font-weight: 500;
  letter-spacing: .3px; transition: color .2s; white-space: nowrap;
}
.nav-links > li > a:hover { color: var(--gold); }
.nav-cta {
  background: var(--gold); color: var(--navy) !important;
  padding: 10px 22px; border-radius: var(--r-sm);
  font-weight: 700; font-size: 13px; white-space: nowrap; flex-shrink: 0;
  transition: background .2s, transform .15s;
}
.nav-cta:hover { background: var(--gold-lt) !important; transform: translateY(-1px); }
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 6px; }
.hamburger span { display: block; width: 24px; height: 2px; background: #fff; transition: all .3s; border-radius: 2px; }
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ─── HERO ───────────────────────────────────────────────── */
.hero {
  min-height: 100vh; display: flex; align-items: center;
  background: var(--navy-deep); position: relative; overflow: hidden;
  padding: calc(var(--nav-h) + 56px) 0 80px;
}
.hero-glow {
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 70% 55% at 75% 35%, rgba(30,94,255,.18) 0%, transparent 65%),
    radial-gradient(ellipse 55% 45% at 15% 75%, rgba(201,168,76,.1) 0%, transparent 60%),
    radial-gradient(ellipse 40% 30% at 50% 10%, rgba(201,168,76,.06) 0%, transparent 50%);
  animation: heroGlow 8s ease-in-out infinite alternate;
}
@keyframes heroGlow {
  0%   { opacity: .8; }
  50%  { opacity: 1; }
  100% { opacity: .85; }
}
.hero-content { position: relative; z-index: 1; max-width: 820px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--r-full); padding: 7px 18px;
  font-size: 13px; color: rgba(255,255,255,.72); margin-bottom: 36px;
}
.badge-dot {
  width: 7px; height: 7px; background: var(--success); border-radius: 50%;
  animation: pulse 2.2s infinite;
}
@keyframes pulse { 0%,100%{ opacity:1; transform:scale(1); } 50%{ opacity:.45; transform:scale(.85); } }
.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(38px, 5.5vw, 66px);
  color: #fff; line-height: 1.13; margin-bottom: 28px;
  letter-spacing: -.5px;
}
.hero-sub {
  font-size: clamp(17px, 2vw, 19px); color: rgba(255,255,255,.7);
  line-height: 1.75; max-width: 660px; margin-bottom: 44px;
}
.hero-ctas { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 60px; }
.trust-strip { display: flex; flex-direction: column; gap: 12px; }
.trust-label { font-size: 11px; color: rgba(255,255,255,.38); text-transform: uppercase; letter-spacing: 2px; }
.trust-badges { display: flex; flex-wrap: wrap; gap: 10px; }
.trust-badge {
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--r-sm); padding: 6px 14px;
  font-size: 12px; font-weight: 600; color: rgba(255,255,255,.75);
  letter-spacing: .3px;
}
.hero-scroll {
  position: absolute; bottom: 36px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-size: 11px; color: rgba(255,255,255,.35); letter-spacing: 1.5px; text-transform: uppercase;
  animation: scrollBounce 2.5s ease-in-out infinite;
}
.hero-scroll-arrow { font-size: 16px; }
@keyframes scrollBounce { 0%,100%{transform:translateX(-50%) translateY(0)} 50%{transform:translateX(-50%) translateY(6px)} }

/* ─── PATHS (para quién) ─────────────────────────────────── */
.paths { padding: var(--sec-py) 0; background: var(--bg-soft); }
.paths-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.path-card {
  background: var(--white); border-radius: var(--r-lg);
  padding: 48px 40px; border: 1px solid var(--border);
  transition: box-shadow .3s, transform .3s;
  box-shadow: var(--shadow-card);
}
.path-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.path-icon { font-size: 44px; margin-bottom: 24px; display: block; }
.path-card h3 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(22px, 2.5vw, 28px); color: var(--navy); margin-bottom: 14px;
}
.path-card p { color: var(--text-soft); font-size: 16px; line-height: 1.7; margin-bottom: 24px; }
.path-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 32px; }
.path-tag {
  background: var(--gold-pale); color: var(--navy);
  font-size: 12px; font-weight: 600; padding: 5px 12px;
  border-radius: var(--r-full); border: 1px solid var(--gold-glow);
}

/* ─── HOW IT WORKS ───────────────────────────────────────── */
.how { padding: var(--sec-py) 0; background: var(--white); }
.steps-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 40px; position: relative; }
.steps-grid::before {
  content: ''; position: absolute; top: 40px; left: calc(16.67% + 20px); right: calc(16.67% + 20px);
  height: 2px; background: linear-gradient(90deg, var(--gold-pale), var(--gold-glow), var(--gold-pale));
  pointer-events: none;
}
.step { text-align: center; }
.step-num {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--navy); color: var(--gold);
  font-family: 'Playfair Display', serif; font-size: 26px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 28px; position: relative; z-index: 1;
  box-shadow: 0 0 0 8px rgba(201,168,76,.12);
}
.step-free {
  display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: 1.5px;
  text-transform: uppercase; color: var(--success); background: rgba(34,197,94,.1);
  border: 1px solid rgba(34,197,94,.25); border-radius: var(--r-full);
  padding: 4px 12px; margin-bottom: 14px;
}
.step h3 { font-size: 19px; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.step p { font-size: 15px; color: var(--text-soft); line-height: 1.65; }

/* ─── SERVICES ───────────────────────────────────────────── */
.services { padding: var(--sec-py) 0; background: var(--bg-soft); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.svc-card {
  background: var(--white); border-radius: var(--r-lg);
  padding: 36px 32px; border: 1px solid var(--border);
  display: flex; flex-direction: column;
  box-shadow: var(--shadow-card);
  transition: transform .3s, box-shadow .3s;
}
.svc-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.svc-card.featured {
  background: var(--navy); border-color: var(--gold-glow);
  box-shadow: 0 8px 48px rgba(10,22,40,.3);
}
.svc-card.featured:hover { box-shadow: 0 16px 64px rgba(10,22,40,.4); }
.svc-badge {
  display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; padding: 5px 14px; border-radius: var(--r-full);
  margin-bottom: 24px; align-self: flex-start;
}
.svc-badge-free  { background: rgba(34,197,94,.12); color: var(--success); border: 1px solid rgba(34,197,94,.25); }
.svc-badge-mid   { background: var(--gold-pale); color: var(--navy); border: 1px solid var(--gold-glow); }
.svc-badge-full  { background: var(--gold); color: var(--navy); }
.svc-icon { font-size: 38px; margin-bottom: 20px; display: block; }
.svc-card h3 { font-size: 21px; font-weight: 700; color: var(--navy); margin-bottom: 12px; }
.svc-card.featured h3 { color: #fff; }
.svc-card p { font-size: 15px; color: var(--text-soft); line-height: 1.65; margin-bottom: 24px; }
.svc-card.featured p { color: rgba(255,255,255,.65); }
.svc-list { margin-bottom: 28px; flex: 1; }
.svc-list li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 14px; color: var(--text-soft); padding: 8px 0;
  border-bottom: 1px solid var(--border);
  line-height: 1.5;
}
.svc-card.featured .svc-list li { color: rgba(255,255,255,.6); border-bottom-color: rgba(255,255,255,.08); }
.svc-list li:last-child { border-bottom: none; }
.svc-check { color: var(--gold); font-size: 13px; flex-shrink: 0; margin-top: 1px; }
.svc-price { font-size: 24px; font-weight: 700; color: var(--navy); margin-bottom: 20px; }
.svc-card.featured .svc-price { color: var(--gold); }
.svc-price span { font-size: 14px; font-weight: 400; color: var(--text-muted); }
.svc-card.featured .svc-price span { color: rgba(255,255,255,.45); }

/* ─── WHY US ─────────────────────────────────────────────── */
.why { padding: var(--sec-py) 0; background: var(--navy-deep); position: relative; overflow: hidden; }
.why::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 50% at 80% 50%, rgba(30,94,255,.12) 0%, transparent 70%);
  pointer-events: none;
}
.why-numbers { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; margin-bottom: 64px; }
.why-num-item { text-align: center; padding: 40px 20px; }
.why-num { font-family: 'Playfair Display', serif; font-size: clamp(36px, 5vw, 56px); font-weight: 700; color: var(--gold); line-height: 1; margin-bottom: 10px; }
.why-num-label { font-size: 14px; color: rgba(255,255,255,.55); line-height: 1.5; }
.why-divider { width: 1px; background: rgba(255,255,255,.07); align-self: stretch; }
.why-reasons { display: grid; grid-template-columns: repeat(2,1fr); gap: 24px; }
.why-card {
  background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--r-md); padding: 32px;
  transition: background .3s, border-color .3s;
}
.why-card:hover { background: rgba(255,255,255,.07); border-color: rgba(201,168,76,.25); }
.why-card-icon { font-size: 30px; margin-bottom: 18px; display: block; }
.why-card h4 { font-size: 17px; font-weight: 700; color: #fff; margin-bottom: 10px; }
.why-card p { font-size: 14px; color: rgba(255,255,255,.55); line-height: 1.65; }

/* ─── BANKS ──────────────────────────────────────────────── */
.banks { padding: 64px 0; background: var(--white); border-top: 1px solid var(--border); }
.banks-label { text-align: center; font-size: 12px; color: var(--text-muted); text-transform: uppercase; letter-spacing: 2px; margin-bottom: 32px; }
.banks-row { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }
.bank-badge {
  background: var(--bg-soft); border: 1px solid var(--border);
  border-radius: var(--r-sm); padding: 12px 24px;
  font-size: 13px; font-weight: 700; color: var(--text-main);
  letter-spacing: .5px; transition: all .2s;
}
.bank-badge:hover { border-color: var(--gold-glow); background: var(--gold-pale); color: var(--navy); }

/* ─── CONTACT ────────────────────────────────────────────── */
.contact { padding: var(--sec-py) 0; background: var(--navy); position: relative; overflow: hidden; }
.contact::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 50% 60% at 20% 50%, rgba(30,94,255,.12) 0%, transparent 60%);
  pointer-events: none;
}
.contact-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 48px; align-items: start; position: relative; z-index: 1; }
.form-container {
  background: var(--white); border-radius: var(--r-lg);
  padding: 40px; box-shadow: var(--shadow-deep);
}
.form-title { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 28px; padding-bottom: 20px; border-bottom: 1px solid var(--border); }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 13px; font-weight: 600; color: var(--text-main); margin-bottom: 7px; letter-spacing: .2px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; padding: 12px 16px;
  background: var(--bg-soft); border: 1.5px solid var(--border);
  border-radius: var(--r-sm); font-family: inherit; font-size: 14px; color: var(--text-main);
  transition: border-color .2s, box-shadow .2s;
  appearance: none; -webkit-appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px var(--gold-pale);
}
.form-group input.error,
.form-group select.error,
.form-group textarea.error { border-color: #EF4444; }
.form-group textarea { resize: vertical; min-height: 110px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field-error { display: block; font-size: 12px; color: #EF4444; margin-top: 5px; }
.word-count { display: block; font-size: 12px; color: var(--text-muted); margin-top: 5px; text-align: right; }
.form-check { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 22px; }
.form-check input[type="checkbox"] { width: 18px; height: 18px; flex-shrink: 0; margin-top: 2px; accent-color: var(--gold); cursor: pointer; }
.form-check label { font-size: 13px; color: var(--text-soft); line-height: 1.55; cursor: pointer; }
.form-check label a { color: var(--gold); font-weight: 600; }
.form-success { text-align: center; padding: 16px 0; }
.success-icon { width: 64px; height: 64px; background: rgba(34,197,94,.1); border: 2px solid var(--success); border-radius: 50%; font-size: 26px; color: var(--success); display: flex; align-items: center; justify-content: center; margin: 0 auto 20px; }
.form-success h4 { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 12px; }
.form-success p { font-size: 14px; color: var(--text-soft); line-height: 1.6; }
.contact-direct { padding-top: 8px; }
.contact-direct h3 { font-family: 'Playfair Display', serif; font-size: 28px; color: #fff; margin-bottom: 12px; }
.contact-direct > p { font-size: 16px; color: rgba(255,255,255,.65); line-height: 1.7; margin-bottom: 36px; }
.cd-block { margin-bottom: 28px; }
.cd-block-label { font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
.cd-info-line { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; color: rgba(255,255,255,.7); font-size: 15px; }
.cd-info-line svg { flex-shrink: 0; opacity: .55; }
.cd-info-line a { color: var(--gold); }
.comm-pref {
  display: flex; gap: 12px; align-items: flex-start;
  background: rgba(201,168,76,.1); border: 1px solid rgba(201,168,76,.25);
  border-radius: var(--r-md); padding: 16px; font-size: 13px;
  color: rgba(255,255,255,.65); line-height: 1.6; margin-top: 24px;
}
.comm-pref a { color: var(--gold); font-weight: 600; }

/* ─── PAYMENTS (simplified) ─────────────────────────────── */
.payments { padding: var(--sec-py) 0; background: var(--bg-soft); }
.pay-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.pay-card { background: var(--white); border-radius: var(--r-lg); padding: 36px; box-shadow: var(--shadow-card); border: 1px solid var(--border); }
.pay-card h3 { font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 20px; display: flex; align-items: center; gap: 10px; }
.pay-item { display: flex; gap: 12px; padding: 12px 0; border-bottom: 1px solid var(--border); }
.pay-item:last-child { border-bottom: none; }
.pay-item-name { font-size: 14px; font-weight: 600; color: var(--text-main); margin-bottom: 3px; }
.pay-item-desc { font-size: 13px; color: var(--text-soft); line-height: 1.5; }

/* ─── FOOTER ─────────────────────────────────────────────── */
footer {
  background: var(--navy-deep); padding: 60px 0 32px;
  border-top: 1px solid rgba(201,168,76,.15);
}
.footer-top { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand .logo { margin-bottom: 18px; }
.footer-brand p { font-size: 14px; color: rgba(255,255,255,.45); line-height: 1.7; max-width: 300px; }
.footer-col h4 { font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin-bottom: 18px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col li a { font-size: 14px; color: rgba(255,255,255,.55); transition: color .2s; }
.footer-col li a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.06); padding-top: 28px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: 13px; color: rgba(255,255,255,.3); }
.footer-bottom a { color: rgba(255,255,255,.45); font-size: 13px; transition: color .2s; }
.footer-bottom a:hover { color: var(--gold); }
.footer-links { display: flex; gap: 24px; }

/* ─── FLOATING WHATSAPP ──────────────────────────────────── */
.wa-float {
  position: fixed; bottom: 28px; right: 28px; z-index: 500;
  display: flex; flex-direction: column; align-items: flex-end; gap: 10px;
}
.wa-btn {
  width: 58px; height: 58px; border-radius: 50%;
  background: var(--whatsapp); color: #fff;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 24px rgba(37,211,102,.45);
  transition: transform .25s, box-shadow .25s;
  cursor: pointer;
}
.wa-btn:hover { transform: scale(1.08); box-shadow: 0 10px 32px rgba(37,211,102,.55); }
.wa-tooltip {
  background: var(--navy); color: #fff; font-size: 13px; font-weight: 500;
  padding: 8px 16px; border-radius: var(--r-sm);
  white-space: nowrap; box-shadow: var(--shadow-card);
  display: none;
}
.wa-float:hover .wa-tooltip { display: block; }

/* ─── RESPONSIVE ─────────────────────────────────────────── */
@media (max-width: 900px) {
  :root { --sec-py: 72px; }
  .paths-grid { grid-template-columns: 1fr; gap: 20px; }
  .steps-grid { grid-template-columns: 1fr; gap: 48px; }
  .steps-grid::before { display: none; }
  .services-grid { grid-template-columns: 1fr; }
  .why-numbers { grid-template-columns: 1fr 1fr; }
  .why-divider { display: none; }
  .why-reasons { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .pay-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 768px) {
  :root { --sec-py: 56px; }
  .nav-links { display: none; }
  .nav-links.open {
    display: flex; flex-direction: column; gap: 0;
    position: fixed; top: var(--nav-h); left: 0; right: 0;
    background: var(--navy); padding: 20px 0 32px;
    box-shadow: 0 20px 48px rgba(0,0,0,.5);
    z-index: 190; border-top: 1px solid rgba(201,168,76,.15);
  }
  .nav-links.open > li > a { padding: 14px 28px; display: block; font-size: 16px; border-bottom: 1px solid rgba(255,255,255,.05); }
  .hamburger { display: flex; }
  .hero h1 { font-size: clamp(32px, 8vw, 46px); }
  .hero-sub { font-size: 16px; }
  .hero-ctas { flex-direction: column; }
  .hero-ctas .btn { width: 100%; justify-content: center; }
  .path-card { padding: 32px 24px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .footer-links { flex-wrap: wrap; gap: 14px; }
  .why-numbers { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .form-container { padding: 28px 20px; }
  .svc-card { padding: 28px 22px; }
  .why-numbers { grid-template-columns: 1fr 1fr; }
  .banks-row .bank-badge { font-size: 12px; padding: 10px 16px; }
}